Mortgages | Lighthouse Financial

Mortgages

Whether you’re new to property or a seasoned investor, the property market is always changing. That’s why you need experts who understand it inside and out.

We know the ins and outs of lending rules, which enables us to connect the right property deal with the best lender for effective funding.

We also assist with refinancing and restructuring your mortgages to make sure they fit your goals and financial situation.

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Services

Property Investors

First Home Buyers

Property Investors

We specialise in helping you create long-term sustainable wealth via property investment and have access to a wide range of lenders who can help, no matter the situation.
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Why work with us?

Apply Once

You only need to complete one application form with us and we can approach multiple banks on your behalf.

No upfront cost

Mortgage advisers usually have no upfront cost. They are paid by the banks after securing your mortgage, which means you don’t have to pay anything in most situations.

We negotiate for you

We handle the negotiations to get you the best rates and terms, taking the stress out of the process.

Staying updated

We’ll keep you informed throughout the approval and settlement process, ensuring everything runs smoothly from start to finish.

Our Process

Step 1

Discovery session

We start by understanding your financial situation and property goals.

Step 2

Onboarding

We help you get all the required documents and complete the loan application process.

Step 3

Lender matching

We help you choose the best lender for your needs, ensuring they’re willing to approve your application based on your situation.

Step 4

Conditional approval

Once your application is approved, we'll guide you through any steps needed to meet the bank’s conditions before you receive your funds.

Step 5

Property search

We help you find a home within your budget, guide you through negotiations, and assist with making the right decisions.

Step 6

Settlement

Once you’ve chosen a property, we handle the final paperwork and make sure the settlement goes smoothly. We’re also here for ongoing support, offering advice on refinancing, loan adjustments, or future property purchases.

Lenders we work with

We have relationships with many bank and non bank lenders, this means we can get the right solution for the right situation.

Mortgages

Calculators

We provided a number of useful calculators and resources to give you as much insight and knowledge possible.

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Calculators

Loan Repayment Calculator

An interest only mortgage calculator that shows you what your interest only mortgage repayments would be when using an interest only loan for your investment property.

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Calculators

Interest Only Mortgage Calculator

An interest only mortgage calculator that shows you what your interest only mortgage repayments would be when using an interest only loan for your investment property.

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Talk to us

Simply fill out your details below, and we’ll be in touch. From there, you can expect:

1. A Lighthouse team member will reach out to see which of our mortgage, property, wealth, or accounting services best suits your needs.

2. You’ll be matched with a specialist who best understands your situation.

3. With their guidance, you’ll take the next steps toward securing the right financial solution for you.

Over 100 5-star Google reviews

Absolutely unbelievable service from Andrew and Laura. They helped us buying our first home in what is a very difficult process to get your head around at times. Felt in such safe hands with them.

Ash was fantastic to deal with, a great communicator and always available to answer any questions we had in regards to our insurance needs. He made the whole insurance process very easy for us from start to finish.

We feel that this is the best money we have ever spent, James and the team have worked hard to give us a plan that sets us up for a secure retirement, with regular meetings to hold us accountable.

After listening to one of their podcasts, I reached out to get my life/income protection insurance sorted. Ash was super helpful throughout the process. I'd definitely recommend you reach out!

The whole team at Lighthouse have been amazing in servicing all my personal and business needs. The team are friendly, attentive, and focused on delivering the best financial solutions tailored to my individual circumstances.