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Most people aiming for a comfortable retirement need more capital than they expect. Take two minutes to find out where you stand.
Six questions. An instant, personalised projection.
Based on the details you provided.
A short, no-obligation conversation with a Lighthouse Adviser can show you exactly how to close this gap — and what's achievable from here.
Important: This calculator provides a general estimate only and does not constitute personalised financial advice or a recommendation. Figures are expressed in today's dollars: projections apply an inflation-adjusted ("real") investment return based on an assumed 2% annual inflation rate. The calculator assumes a Growth investor moves to a Balanced approach in retirement, and models retirement income on the basis that savings are drawn down — both returns and capital — to be fully depleted by age 90. It does not account for tax, fees, investment volatility, sequencing risk, living beyond age 90, or your personal circumstances, and actual results will differ. NZ Superannuation rates and eligibility are set by the New Zealand Government and may change. Before making any financial decision, Lighthouse recommends obtaining advice tailored to your situation from a Financial Adviser. Our public disclosure statement is available free of charge.
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