Our approach puts your goals first. Before giving advice, we take the time to understand what matters most to you.
Our services include budgeting, debt repayment, KiwiSaver, investments, property, and insurance. Plus, our investment research is completely independent, so you get advice you can trust.
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In this video, we go through what exactly a financial plan includes, what you can expect from our financial planning process and how we’ve helped over 5,000 Kiwis secure their financial future.
We can sit down with you and implement manageable steps towards your goals. You will walk away with a personal financial plan and know the steps you need to take to achieve your goals. You’ll also have the opportunity for regular reviews to make sure you are staying on track with 24/7 access to our market-leading tools.
Before providing financial advice, we understand your values and what’s important to you.
We will work through your goals and project whether you are on track towards your financial goals.
Based on your goals and timeframe we will recommend the right suite of assets to help you grow your wealth and achieve your goals.
It is important to protect your income, assets and life so you and your family can achieve your goals if the worst were to happen.
You fill out the form below to get some help with your financial planning needs
30 Minutes
You'll meet with your dedicated Financial Adviser and have with a chat to understand your situation and what kind of advice you require.
Scheduled
As your life changes, we will touch base regularly to review the plan and recommend appropriate changes.
Instant
You'll be sent a link which will ask you to fill in some details about your situation so we can help you faster
1 Hour
We'll present your financial plan, outlining all the steps you need to take to achieve your goals and introduce you to all the professionals you'll need along the way
FINANCIAL PLANNING
FINANCIAL REVIEWS
INVESTMENT ADVICE
KIWISAVER
What's the difference between holistic and regular financial advice?
Holistic financial advice looks at your entire financial picture, taking into account all aspects of your life and goals. It considers factors like your income, expenses, assets, debts, lifestyle, and future plans to create a comprehensive plan tailored to your unique situation. Regular financial advice, on the other hand, may focus on specific areas or goals, such as investing or retirement planning, without necessarily considering how these pieces fit together in the broader context of your life.
How do I know how often I should have financial reviews?
The frequency of financial reviews depends on your individual circumstances and goals. Generally, it's a good idea to have reviews regularly, this ensures your financial plan stays on track and adjusts as needed to changes in your life or the market. Your financial advisor can help determine the best review schedule for you based on your situation and objectives.
What do I get with a financial plan?
With a financial plan, you receive a tailored roadmap for managing your money and achieving your goals. It includes a detailed analysis of your current financial situation, like your income, expenses, assets, and debts. The plan outlines specific strategies to help you reach your objectives, whether it's saving for retirement, buying a home, or paying off debt. Overall, a financial plan provides clarity, direction, and peace of mind about your financial future.
How long does a financial plan take to create?
The time it takes to create a financial plan can vary depending on your individual circumstances and the complexity of your financial situation and goals. Typically, it can take a few weeks to develop a comprehensive financial plan. This allows for thorough analysis, discussions about your objectives, gathering of necessary information, and crafting tailored recommendations.
How do I know my money is secure with you?
Your money's security is paramount to us. We utilise a third-party platform, FNZ, renowned as the world's largest custodial service, ensuring rigorous segregation of duties and providing both security and convenient online access. Consilium facilitates our access to the FNZ platform, offering an independent and secure repository for your investments with online accessibility.
How do you invest your funds
We partner with MyFiduciary, an independent research house, to design investment portfolios aligned with your goals. They use rigorous research to ensure the best outcomes. We don't receive any commissions or incentives from the funds we recommend. This means our decisions are solely focused on your best interests, without any conflicts.
How do I know if investing is right for me?
To know if investing is right for you, we use Planolitix, a helpful financial modelling software. It creates visual representations of your financial situation now and in the future, considering changes like income, housing, and family plans. This tool helps us provide clear advice and stress tests your plan for unexpected events.
We have relationships with the following partners
Wealth Services
We use our expertise to guide the way to wealth and prosperity through business, investing and property.
Simply fill out your details below, and we’ll be in touch. From there, you can expect:
1. A Lighthouse team member will reach out to see which of our mortgage, property, wealth, or accounting services best suits your needs.
2. You’ll be matched with a specialist who best understands your situation.
3. With their guidance, you’ll take the next steps toward securing the right financial solution for you.
