In our recent discussion on retirement in 2025, we explored the core concept behind Bill Perkins’ Die With Zero - a philosophy that challenges the traditional notion of stockpiling wealth until the end of life. Instead, we unpack how retirement planning can incorporate memory dividends, intentional giving, and enjoying your money throughout different seasons of life...

We’ve all picked up traits from our parents and our money habits are no different. Whether it’s how we save, spend or deal with debt, the money habits we inherit can shape our financial future in surprising ways...

The June quarter of 2025 was a tale of two halves. After a sharp drop in early April triggered by surprise US tariff announcements, global markets staged a strong recovery, finishing the quarter in positive territory. But while most major markets moved higher, New Zealand’s performance lagged - reflecting the uncertainty still weighing on local and global economies...