With the rising cost of living, many Kiwis are looking for practical ways to cut back. We unpack how to “switch and save” - showing you how smart tweaks to your power, internet, and insurance plans could cut your bills in half this season...

With interest deductibility being phased back in, a new change has come into effect from July 2024. This change allows you to restructure debt from one structure to a more tax-efficient structure, potentially saving you thousands in tax. Join our Managing Director Matt Harris and Mortgage Director Michael Vincent as they go through all the potential applications of this new change and outline how these case studies may apply to you and your situation. We will go through the following: - What the new rules are - Case study 1 - Upgrading your home - Case study 2 - Restructuring debt - Considerations you need to know - Calculating how much tax you can save..

Reverse mortgages have become a popular topic in New Zealand due to several factors. The country’s aging population, coupled with historically high house price growth, means that many older Kiwis are considering reverse mortgages as a means of accessing the equity in their homes and turning it into cash. However, the question remains: are reverse mortgages a sound retirement strategy?..