We provide simple, effective services that leave our clients with more time to do what they do best.
Let us be your go-to for all things business, investments and property. Take a look at our helpful podcasts, webinars, articles, guides and more.
We help you take the right steps to reach your financial goals—now and in the future.
Our services include budgeting, debt repayment, KiwiSaver, investments, property, and insurance. Plus, our investment research is completely independent, so you get advice you can trust.
Your financial advice specialists
We provide you with a comprehensive plan that outlines exactly how to achieve your financial goals that includes budgeting, debt repayment, KiwiSaver, investments, property, and insurance.
We tailor your investment strategy based on your risk profile, offer ongoing portfolio management, and provide regular reviews to ensure your plan stays aligned with your life.
Being with the right provider, having the appropriate risk profile and making the right level of contributions is crucial. We help you make the most out of your KiwiSaver.
Who We Are
Our role begins with understanding your current situation. This shapes the financial planning, investment, and KiwiSaver advice we provide through a structured process that considers your objectives, timeframes, and broader financial position, supporting informed decision-making over time.
Before providing financial advice, we understand your values and what’s important to you.
We will work through your goals and project whether you are on track towards your financial goals.
Based on your goals and timeframe we will recommend the right suite of assets to help you grow your wealth and achieve your goals.
It is important to protect your income, assets and life so you and your family can achieve your goals if the worst were to happen.
Great financial advice doesn’t come from one person – it comes from the right people, the right tools, and the right information. Our advisers work with leading research providers and financial platforms to give you clear, personalised guidance you can trust.
We have relationships with the following partners:
Our recommendations are driven by your goals – not commissions. We use independent research and transparent fee structures to ensure every decision is made in your best interests.
We partner with leading investment research and financial modelling providers to give you advice based on evidence, not guesswork. Every plan is grounded in sound analysis and proven frameworks.
Using smart financial tools and forecasting platforms, we help you understand your whole financial picture and make confident, informed decisions at every stage.
Your adviser works with you over the long term: reviewing and adjusting your plan as your life and goals evolve. You’re supported with clear reporting, regular reviews, and proactive recommendations.
Have a question? You’ll find answers to some of the most common things our clients ask us. If you need more detail, we’re always happy to chat.
Financial planning looks at your full financial picture — your goals, income, spending, assets, and future plans. Investment advice focuses specifically on how your money is invested outside KiwiSaver, while KiwiSaver advice helps ensure your fund, risk level, and contributions are aligned with your long-term goals. Each plays a different role, but they work best together.
We start with you — your goals, timeframe, and comfort with risk. From there, we use independent research and a structured advice process to recommend options we believe are appropriate for your situation, rather than taking a one-size-fits-all approach.
Your plan isn’t set in stone. Life changes, and your advice should change with it. If your circumstances shift – whether it’s a new job, family changes, or a different goal – we review and adjust your plan to keep it relevant and on track.
Review frequency depends on your needs, but most clients meet with their adviser quarterly or 6-monthly. Reviews typically cover progress against your goals, portfolio performance, any changes in your situation, and whether adjustments are needed.
Yes. Our advice is holistic. That means we can help with budgeting, debt management, retirement planning, and how different financial decisions fit together – not just where your money is invested.
No. What matters most is having clear goals and wanting guidance. We work with people at different stages of life, from building wealth to planning retirement, and tailor our advice to where you’re at.
We’re happy to work alongside your existing advisers to make sure everything is aligned. If you don’t have an accountant or mortgage adviser, we can also help in those areas as part of our broader, integrated approach.
From day one, our focus has been on helping Kiwis feel confident about their money — and with 200+ five-star reviews, we’re proud to be doing just that.
"We recently needed to remortgage our rental portfolio and chose to work with the team at Lighthouse Financial Services. It turned out to be a fantastic decision! From the very start, they were professional, supportive, and made the entire process so much easier for us."
"We recently needed to remortgage our rental portfolio and chose to work with the team at Lighthouse Financial Services. It turned out to be a fantastic decision! From the very start, they were professional, supportive, and made the entire process so much easier for us."
"We could not recommend the team more highly. Navigating the process of purchasing a first home is filled with questions and unknowns so having support from these two was fantastic. They were responsive, clear, approachable, worked to understand what we needed and had it all covered."
"We could not recommend the team more highly. Navigating the process of purchasing a first home is filled with questions and unknowns so having support from these two was fantastic. They were responsive, clear, approachable, worked to understand what we needed and had it all covered."
"Lighthouse were very quick and easy to work with. The staff had great communication and processed my tax return within a few days. I recommend their service."
"Lighthouse were very quick and easy to work with. The staff had great communication and processed my tax return within a few days. I recommend their service."
"I've been working with James from Lighthouse for the last 2 years. James has been working with me to help me define and maintain my financial goals and manage my investments. James is extremely easy to deal with and explains things in a very simple and easy to understand way. "
"I've been working with James from Lighthouse for the last 2 years. James has been working with me to help me define and maintain my financial goals and manage my investments. James is extremely easy to deal with and explains things in a very simple and easy to understand way. "
"Great experience working with Jess and the Lighthouse team. Jess was extremely diligent and had continued great communication throughout. We feel extremely confident moving forward with Jess guiding us through our financial goals."
"Great experience working with Jess and the Lighthouse team. Jess was extremely diligent and had continued great communication throughout. We feel extremely confident moving forward with Jess guiding us through our financial goals."
"We have just brought our 2nd investment property with the help of Vinny & Laura. Their communication is clear, concise and timely and they’re so easy to work with. I look forward to building our property portfolio with them alongside us."
"We have just brought our 2nd investment property with the help of Vinny & Laura. Their communication is clear, concise and timely and they’re so easy to work with. I look forward to building our property portfolio with them alongside us."
"Lighthouse financial were super awesome in helping our family buy our first home. Laura and Vinny were always prompt and professional with their support. Highly recommend lighthouse and more specifically Laura and Vinny for all your mortgage related needs."
"Lighthouse financial were super awesome in helping our family buy our first home. Laura and Vinny were always prompt and professional with their support. Highly recommend lighthouse and more specifically Laura and Vinny for all your mortgage related needs."
"I’ve had an excellent experience with James and the team at Lighthouse. Their financial advisory services have improved my financial literacy through one-on-one meetings, webinars, and podcasts."
"I’ve had an excellent experience with James and the team at Lighthouse. Their financial advisory services have improved my financial literacy through one-on-one meetings, webinars, and podcasts."
"I would encourage anyone looking to sort your financial planning and investing to check these guys out , and also the mortgage brokers team who bent over backwards for my situation to get me across the line! They keep you in the loop of the progress and suggest options along the way to take advantage of any situation presented. "
"I would encourage anyone looking to sort your financial planning and investing to check these guys out , and also the mortgage brokers team who bent over backwards for my situation to get me across the line! They keep you in the loop of the progress and suggest options along the way to take advantage of any situation presented. "
"They guided me in securing health, life, and income insurance, and helped me get my Will sorted. I really appreciate their expertise and genuine commitment to their clients. I highly recommend their services - I even referred my dad to them."
"They guided me in securing health, life, and income insurance, and helped me get my Will sorted. I really appreciate their expertise and genuine commitment to their clients. I highly recommend their services - I even referred my dad to them."
Simply fill out your details below, and we’ll be in touch. From there, you can expect:
1. A Lighthouse team member will reach out to see which of our Mortgage, Property, Wealth, or Accounting services best suits your needs.
2. You’ll be matched with a specialist who best understands your situation.
3. With their guidance, you’ll take the next steps toward securing the right financial solution for you.
