Nobody likes thinking about the worst happening. But if someone relies on you, whether that's a partner or your children, life insurance makes sure they'd be okay without you.
About you
A few quick questions so we only ask what's relevant.
Do you own or rent your home?
Single or with a partner?
Do you have kids?
How many?
Do you already have life insurance?
What would you want covered?
Tick everything that matters to you. We've ticked the common ones.
Your mortgage
You've worked hard for this home. This helps make sure it stays that way.
Tip: tap any figure to type your own.
How much do you still owe?
$0$3,000,000+ (tap to type more)
How much would you want to clear?
$0
If you and your partner earn similar incomes, some choose to clear half the mortgage so repayments stay manageable on one income.
Your rent
A home is built by the people in it. This helps make sure yours stays standing.
Tip: tap any figure to type your own.
How much is your rent?
per week
$0$1,500
How many months of rent would you want covered?
Your partner's time off
Grief takes time. This makes sure money isn't the reason your partner can't take it.
Tip: tap any figure to type your own.
What is their income after tax?
per year
$0$200,000
How long would they want off?
Household costs
Every payday, you're quietly providing for the people you love. This makes sure that doesn't stop.
Tip: tap any figure to type your own.
Roughly what are your monthly household costs?
per month
$0$20,000
How many years should this cover?
Kids' university
This is the future you're already building for them. This makes sure it's protected, not postponed.
Tip: tap any figure to type your own.
Amount per year, for each child
per year
$0$40,000
For how many years?
Kids' first home
A head start on a deposit can make all the difference.
Tip: tap any figure to type your own.
Amount for each child
$0$200,000
Debts
Anything you'd want cleared so it doesn't land on your family.
Tip: tap any figure to type your own.
Funeral and estate costs
One less thing for your family to worry about.
Tip: tap any figure to type your own.
How much would you like to set aside?
$0$50,000
The average funeral costs between $8,000 and $15,000.
Your existing cover
A rough figure is fine. Include any life cover you have through work if you know it.
Tip: tap any figure to type your own.
Roughly how much cover do you have?
$0$3,000,000+ (tap to type more)
Where should we send your results?
Your results will show on the next page, and we'll email them to you too.
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Want an Adviser to give you a call and talk it through? Leave your number.
How this is worked out
What happens next
1
You've got your number
It's easy to jump straight to price. But with the wrong level of cover, the premium doesn't matter.
2
Talk it through
One of our independent Insurance Advisers will review your cover needs, compare the major NZ providers and get you the best terms.
3
Someone in your corner
If you ever need to make a claim, your Adviser is there to help you through it.
The best part? It costs you nothing to have us review your cover. Our Advisers are paid by the insurance provider. You pay the same premiums either way, so you might as well have one.
Disclaimer: This is an illustrative tool only. We highly recommend you talk to an Insurance Adviser before putting any insurance in place.
