KiwiSaver Provider Check

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Is your KiwiSaver performing compared to other providers?

Check your fund's returns and fees against every other KiwiSaver option in New Zealand. Takes about 30 seconds, and there's nothing to sign up for.

Your KiwiSaver provider

Your fund type

Which fund? Your provider has more than one of these

Your KiwiSaver balance (roughly is fine)

$

Data to the end of June 2026. 171 funds across 28 providers.

Your fund:

Returns

Fees

Rank

Where you are, and where you could be

	Your fund	Average fund	Top 25% of funds

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Lighthouse Financial has helped over 6,000 clients secure their financial future. We'd love to help you do the same.

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We'll email your comparison, and a Lighthouse Adviser may call or email you about your KiwiSaver. You can unsubscribe at any time.

Making one good KiwiSaver decision

KiwiSaver works best when you make a considered choice, then give it time.

Make an active choice

The most important thing is choosing your provider, fund and contribution level yourself. If you've never done that, it's worth doing, so your retirement isn't left to default settings.

Pick a track record, then stick with it

Past returns don't guarantee future ones. Switching to whatever topped the charts last year tends to backfire. Choose a provider with a solid long-term record and give it time to work.

Keep fees in view

The long-term data shows low fees matter. If your manager charges more, they need to outperform by at least that much every year just to keep up, and that's genuinely hard to do over time.

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