First Home Buyer

1 minute

How much deposit do you need?

Tell us about the home you're after and what you've saved. We'll show the deposit you need and how close you are. Rough figures are fine.

Step 1 of 4
What price home are you looking at?
$300k$2m+
New build or existing home?
Are you buying on your own?
Cash savings Combined, if you're buying with someone.
$0$400k+
KiwiSaver balance Combined. It's on your KiwiSaver app or statement.
$0$300k+
In KiwiSaver for 3+ years?
Help from family A gift towards your deposit. Leave at $0 if not.
$0$400k+
Household income Before tax, everyone on the loan combined.
$30k$400k+
When are you hoping to buy?
Do you have pre-approval?
Your deposit0%
Lowest deposit you could use5% · $00,000
Price range to look at$000,000
just add your details ↓

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General information only, not financial advice. Figures are indicative, based on what you enter, and subject to lender criteria. Low-deposit lending is limited. The Kāinga Ora First Home Loan has income caps and other criteria. KiwiSaver first-home withdrawals are subject to scheme rules; generally $1,000 must stay in each account. Lighthouse Mortgages Limited is a licensed financial advice provider (FSP774666), paid by lenders on settlement at no cost to you. Disclosure and complaints

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