We provide simple, effective services that leave our clients with more time to do what they do best.
Let us be your go-to for all things business, investments and property. Take a look at our helpful podcasts, webinars, articles, guides and more.
We build the structure that turns your income into progress. Whether it’s your first home, a dream trip, or total clarity.
Who this is for
You have a big target (like a house deposit) but don't have a clear way to get there.
You earn enough, but the surplus seems to vanish by the end of the month.
You want a system that runs with very little input, so you can stop "thinking" about money.
We review your current spending and design a structure for your bank accounts.
We help you to deploy PocketSmith, automating your budget tracking so you can see your progress in real-time.
15-minute quarterly check-ins for one year. We ensure the system is tuned and you're hitting your targets.
Who We Are
Our role starts with understanding your current cashflow. From there, we build a structure that helps you take control of where your money is going.
This service isn’t about restricting your lifestyle. It’s about moving away from reactive spending and creating a system where your money is working intentionally toward your goals - whether that’s reducing debt, building a deposit, or creating more flexibility in your life.
The best personal finance software to make managing your money easier.
Know where your money is going
PocketSmith is the best personal finance software to make managing your money easier.
Get your finances at your fingertips
Connect your accounts and see everything in one place. Build dashboards that show you what you need to know.
Budgets and reporting
Get control over your money, your way, with our flexible budgeting system. Bring it all together with in-depth reports to see how you're tracking.
Calendar and forecasting
Forecast your daily account balances up to 30 years into the future. See what's ahead and make financial decisions with confidence.
Have a question? You’ll find answers to some of the most common things our clients ask us. If you need more detail, we’re always happy to chat.
No. Our system gives you permission to spend by ring-fencing your fun money away from your goals and bills.
Not at all. It’s for anyone who wants a better relationship with their cashflow.
After the initial meetings (45-minutes and 30-minutes) setup, you’ll spend less than 5 minutes a week managing it.
A one-off investment of $900 to turn your income into a system that works -giving you clarity, control, and a plan moving forward. Not just for today, but for the next 12 months and beyond. This includes, a full professional budget review, account structure and automation plan, 12 months of PocketSmith included and set up by us, as well as 4 scheduled accountability sessions over the first 12 months.
From day one, our focus has been on helping Kiwis feel confident about their money — and with 200+ five-star reviews, we’re proud to be doing just that.
"We recently needed to remortgage our rental portfolio and chose to work with the team at Lighthouse Financial Services. It turned out to be a fantastic decision! From the very start, they were professional, supportive, and made the entire process so much easier for us."
"We recently needed to remortgage our rental portfolio and chose to work with the team at Lighthouse Financial Services. It turned out to be a fantastic decision! From the very start, they were professional, supportive, and made the entire process so much easier for us."
"We could not recommend the team more highly. Navigating the process of purchasing a first home is filled with questions and unknowns so having support from these two was fantastic. They were responsive, clear, approachable, worked to understand what we needed and had it all covered."
"We could not recommend the team more highly. Navigating the process of purchasing a first home is filled with questions and unknowns so having support from these two was fantastic. They were responsive, clear, approachable, worked to understand what we needed and had it all covered."
"Lighthouse were very quick and easy to work with. The staff had great communication and processed my tax return within a few days. I recommend their service."
"Lighthouse were very quick and easy to work with. The staff had great communication and processed my tax return within a few days. I recommend their service."
"I've been working with James from Lighthouse for the last 2 years. James has been working with me to help me define and maintain my financial goals and manage my investments. James is extremely easy to deal with and explains things in a very simple and easy to understand way. "
"I've been working with James from Lighthouse for the last 2 years. James has been working with me to help me define and maintain my financial goals and manage my investments. James is extremely easy to deal with and explains things in a very simple and easy to understand way. "
"Great experience working with Jess and the Lighthouse team. Jess was extremely diligent and had continued great communication throughout. We feel extremely confident moving forward with Jess guiding us through our financial goals."
"Great experience working with Jess and the Lighthouse team. Jess was extremely diligent and had continued great communication throughout. We feel extremely confident moving forward with Jess guiding us through our financial goals."
"We have just brought our 2nd investment property with the help of Vinny & Laura. Their communication is clear, concise and timely and they’re so easy to work with. I look forward to building our property portfolio with them alongside us."
"We have just brought our 2nd investment property with the help of Vinny & Laura. Their communication is clear, concise and timely and they’re so easy to work with. I look forward to building our property portfolio with them alongside us."
"Lighthouse financial were super awesome in helping our family buy our first home. Laura and Vinny were always prompt and professional with their support. Highly recommend lighthouse and more specifically Laura and Vinny for all your mortgage related needs."
"Lighthouse financial were super awesome in helping our family buy our first home. Laura and Vinny were always prompt and professional with their support. Highly recommend lighthouse and more specifically Laura and Vinny for all your mortgage related needs."
"I’ve had an excellent experience with James and the team at Lighthouse. Their financial advisory services have improved my financial literacy through one-on-one meetings, webinars, and podcasts."
"I’ve had an excellent experience with James and the team at Lighthouse. Their financial advisory services have improved my financial literacy through one-on-one meetings, webinars, and podcasts."
"I would encourage anyone looking to sort your financial planning and investing to check these guys out , and also the mortgage brokers team who bent over backwards for my situation to get me across the line! They keep you in the loop of the progress and suggest options along the way to take advantage of any situation presented. "
"I would encourage anyone looking to sort your financial planning and investing to check these guys out , and also the mortgage brokers team who bent over backwards for my situation to get me across the line! They keep you in the loop of the progress and suggest options along the way to take advantage of any situation presented. "
"They guided me in securing health, life, and income insurance, and helped me get my Will sorted. I really appreciate their expertise and genuine commitment to their clients. I highly recommend their services - I even referred my dad to them."
"They guided me in securing health, life, and income insurance, and helped me get my Will sorted. I really appreciate their expertise and genuine commitment to their clients. I highly recommend their services - I even referred my dad to them."
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