Emergency Fund Essentials: Life Doesn’t Wait for Payday

Following a challenging economic period, Mike and James’ 2026 predictions are finally starting to sound more optimistic, with signs that momentum may be building across the New Zealand economy. While risks remain, the discussion points to improving sentiment, stabilising interest rates, and cautious confidence returning for households and businesses alike...

Work out whether your current savings plan will be sufficient enough to fund the retirement lifestyle you want...

In this episode of Inside a Financial Plan, we use Rachel and Dion’s household to show how a financial adviser approaches budgeting, using PocketSmith to track cash flow and align spending with a financial plan. Rather than focusing on complex spreadsheets or rigid rules, this session walks through the practical way advisers help households build visibility, consistency, and better financial habits using real data...