Welcome to Cheques and Balances. This week we are asking the question: are you behind in your retirement savings? The idea comes from an article that Milford released last year, where in a survey, they identified that 65% of Kiwi adults are worried about their retirement and 70% of those surveyed thought they’ll have to work past 65. ..

In our recent discussion on retirement in 2025, we explored the core concept behind Bill Perkins’ Die With Zero - a philosophy that challenges the traditional notion of stockpiling wealth until the end of life. Instead, we unpack how retirement planning can incorporate memory dividends, intentional giving, and enjoying your money throughout different seasons of life...

Recent conflict in the Middle East has reignited a crucial question: Is New Zealand’s economy at risk? From oil prices to mortgage rates, global instability could trigger ripple effects across Kiwi households...