With interest deductibility being phased back in, a new change has come into effect from July 2024. This change allows you to restructure debt from one structure to a more tax-efficient structure, potentially saving you thousands in tax. Join our Managing Director Matt Harris and Mortgage Director Michael Vincent as they go through all the potential applications of this new change and outline how these case studies may apply to you and your situation. We will go through the following: - What the new rules are - Case study 1 - Upgrading your home - Case study 2 - Restructuring debt - Considerations you need to know - Calculating how much tax you can save..

Welcome to Cheques and Balances. This week we are asking the question: are you behind in your retirement savings? The idea comes from an article that Milford released last year, where in a survey, they identified that 65% of Kiwi adults are worried about their retirement and 70% of those surveyed thought they’ll have to work past 65. ..

The Best Tax Insights of 2025: Structures, Deductions & Smart Planning brings together the most powerful tax strategies discussed on Cheques & Balances last year. In this episode, the team unpacks how tax structures, deductions and smarter planning can materially change outcomes for New Zealand business owners and property investors...