We know the ins and outs of lending rules, which enables us to connect the right property deal with the best lender for effective funding.
We also assist with refinancing and restructuring your mortgages to make sure they fit your goals and financial situation.
Click here to view our Disclosure Statement.
You fill out the form below to get some help with your mortgage needs
30 Minutes
You'll meet with your dedicated Mortgage Adviser and have with a chat to understand your situation and what kind of lending you require.
2 Weeks
Our property team can help you find the right property for your needs
1 Day
Once you've completed your due diligence on the property, we'll guide you through the process of going unconditional, which includes paying the deposit for the property.
Instant
You'll be sent a link which will ask you to fill in some details about your situation so we can help you faster
1 Week
Once we submit your application, we will obtain a pre-approval for you so you can shop around with confidence
10 Days
Once you’ve chosen a property, you'll put in a conditional offer on the property, during this conditional phase, we'll pair you with our specialist property lawyers to help with the due diligence process
When Scheduled
We'll help you through the settlement process by ensuring you have the right interest rate and structure for your loan
PROPERTY INVESTORS
FIRST HOME BUYERS
How much does it cost to work with a Mortgage Adviser?
We are paid by the lenders so there is no costing with working with us (most of the time). If there is any occasion where we do need to charge a fee, you will be told upfront so you can decide on if you want to proceed or not.
What can I expect in our first meeting?
Once you book in your first meeting with one of our mortgage advisers, we'll send you a fact find to complete. This saves about 20 minutes in our meeting. You'll also tell us your goals and send us any documents required - we'll let you know what we need from you (also saving you time in the long run). We're going to use that meeting to see if there's anything the banks might pick up on before we send in your application.
What happens after our first meeting?
Your mortgage adviser will run your numbers through our calculators. This is to see which bank is right for you. Once we've agreed on a lender, we will submit your mortgage application. Some banks are slow. It can take up to 10 days to get your application approved (sometimes even longer). There can be a bit of back and forth but we're here every step of the way.
Can I go directly to the bank?
Of course you can go to the bank directly, however they can only advise on their products. Bankers are also not registered financial advisers and can't help you make changes to your situation to help you borrow more.
We have relationships with many bank and non bank lenders, this means we can get the right solution for the right situation.
Mortgages
We provided a number of useful calculators and resources to give you as much insight and knowledge possible.
Calculators
An interest only mortgage calculator that shows you what your interest only mortgage repayments would be when using an interest only loan for your investment property.
Learn MoreCalculators
An interest only mortgage calculator that shows you what your interest only mortgage repayments would be when using an interest only loan for your investment property.
Learn MoreMortgage Services
We use our expertise to guide the way to wealth and prosperity through business, investing and property
Simply fill out your details below, and we’ll be in touch. From there, you can expect:
1. A Lighthouse team member will reach out to see which of our mortgage, property, wealth, or accounting services best suits your needs.
2. You’ll be matched with a specialist who best understands your situation.
3. With their guidance, you’ll take the next steps toward securing the right financial solution for you.
