Insurance exists to keep the things you care about safe. We provide insurance protection that’s simple to understand and tailored to your budget. We handle the entire application process on your behalf to get your the best protection for your situation.
Here are the benefits of having an adviser on your side
Our Insurance Advisers will meet with you, understand your situation and the risks to you and your family. They will explain the types of insurance cover, the right level of insurance for you and make it work with your budget.
We work with all the leading insurance companies in New Zealand for life insurance and health insurance. Each provider has different features/benefits and pricing depending on the levels of cover, gender and age.
There are two stages to insurance - you want the insurance and the insurance company wants you. It is rare that someone has no exclusions or loadings on their insurance as most have had some health issues in their life - however big or small. Your Insurance Adviser will help you complete your insurance application to ensure the provider has all the information they need. They will also help you get the best insurance terms possible.
One insurance company may offer better terms than another. We will work across the market to get you the best outcome possible.
Your Insurance Recommendation is right for you at that moment in time. But what about if you move house, have kids, get a payrise or pay off your mortgage. Your Insurance cover should change as your life changes. Your Insurance Adviser will meet with you each year to review your cover and make sure it is still correct for you.
We hope you never claim on your insurance and live a healthy life. Sadly for many they will need to claim on their insurance at some stage in their life and if that time comes you want the right support for you and your family when you claim on your insurance. Your Adviser will be the first person you contact in this situation and will be their every step of the way to help you make the process as easy as possible.
Step 1
We talk with you to understand your goals and what you're looking for.
Step 3
We present all of your cover options to you and help you make the right choice
Step 5
We'll work with the insurance company and your medical professionals to manage any conditions and exclusions from your cover
Step 2
We go to market to find the best insurer for your situation and protection needs
Step 4
We gather some information about you and submit your application to your chosen insurance provider
Step 6
We'll provide regular reviews of your insurance cover to ensure it's fit for purpose and right for you.
1. A Lighthouse team member will reach out to see which of our Mortgage, Property, Wealth, or Accounting services best suits your needs.
2. You’ll be matched with a specialist who best understands your situation.
3. With their guidance, you’ll take the next steps toward securing the right financial solution for you.
From day one, our focus has been on helping Kiwis feel confident about their money — and with 200+ five-star reviews, we’re proud to be doing just that.
"We recently needed to remortgage our rental portfolio and chose to work with the team at Lighthouse Financial Services. It turned out to be a fantastic decision! From the very start, they were professional, supportive, and made the entire process so much easier for us."
"We recently needed to remortgage our rental portfolio and chose to work with the team at Lighthouse Financial Services. It turned out to be a fantastic decision! From the very start, they were professional, supportive, and made the entire process so much easier for us."
"We could not recommend the team more highly. Navigating the process of purchasing a first home is filled with questions and unknowns so having support from these two was fantastic. They were responsive, clear, approachable, worked to understand what we needed and had it all covered."
"We could not recommend the team more highly. Navigating the process of purchasing a first home is filled with questions and unknowns so having support from these two was fantastic. They were responsive, clear, approachable, worked to understand what we needed and had it all covered."
"Lighthouse were very quick and easy to work with. The staff had great communication and processed my tax return within a few days. I recommend their service."
"Lighthouse were very quick and easy to work with. The staff had great communication and processed my tax return within a few days. I recommend their service."
"I've been working with James from Lighthouse for the last 2 years. James has been working with me to help me define and maintain my financial goals and manage my investments. James is extremely easy to deal with and explains things in a very simple and easy to understand way. "
"I've been working with James from Lighthouse for the last 2 years. James has been working with me to help me define and maintain my financial goals and manage my investments. James is extremely easy to deal with and explains things in a very simple and easy to understand way. "
"Great experience working with Jess and the Lighthouse team. Jess was extremely diligent and had continued great communication throughout. We feel extremely confident moving forward with Jess guiding us through our financial goals."
"Great experience working with Jess and the Lighthouse team. Jess was extremely diligent and had continued great communication throughout. We feel extremely confident moving forward with Jess guiding us through our financial goals."
"We have just brought our 2nd investment property with the help of Vinny & Laura. Their communication is clear, concise and timely and they’re so easy to work with. I look forward to building our property portfolio with them alongside us."
"We have just brought our 2nd investment property with the help of Vinny & Laura. Their communication is clear, concise and timely and they’re so easy to work with. I look forward to building our property portfolio with them alongside us."
"Lighthouse financial were super awesome in helping our family buy our first home. Laura and Vinny were always prompt and professional with their support. Highly recommend lighthouse and more specifically Laura and Vinny for all your mortgage related needs."
"Lighthouse financial were super awesome in helping our family buy our first home. Laura and Vinny were always prompt and professional with their support. Highly recommend lighthouse and more specifically Laura and Vinny for all your mortgage related needs."
"I’ve had an excellent experience with James and the team at Lighthouse. Their financial advisory services have improved my financial literacy through one-on-one meetings, webinars, and podcasts."
"I’ve had an excellent experience with James and the team at Lighthouse. Their financial advisory services have improved my financial literacy through one-on-one meetings, webinars, and podcasts."
"I would encourage anyone looking to sort your financial planning and investing to check these guys out , and also the mortgage brokers team who bent over backwards for my situation to get me across the line! They keep you in the loop of the progress and suggest options along the way to take advantage of any situation presented. "
"I would encourage anyone looking to sort your financial planning and investing to check these guys out , and also the mortgage brokers team who bent over backwards for my situation to get me across the line! They keep you in the loop of the progress and suggest options along the way to take advantage of any situation presented. "
"They guided me in securing health, life, and income insurance, and helped me get my Will sorted. I really appreciate their expertise and genuine commitment to their clients. I highly recommend their services - I even referred my dad to them."
"They guided me in securing health, life, and income insurance, and helped me get my Will sorted. I really appreciate their expertise and genuine commitment to their clients. I highly recommend their services - I even referred my dad to them."
