/* Lighthouse Debt Stacking. Built from Figma "Mock-ups v3 · street" (28 Oct 2026). Phone first; every selector is scoped to .lhds so nothing leaks into the theme. */
.lhds { --navy: #0c1d3e; --crimson: #b82843; --crimson-band: #b4364b; --blue: #2e6bb4; --blue-soft: #eef3fa; --pink: #ff4d6d; --paper: #f3f2ef; --white: #ffffff; --slate: #5b6577; --mist: #9fb0c9; --line: #e2dfd9;
  --font: "Geist", -apple-system, "Segoe UI", Arial, sans-serif; --hand: "Nanum Pen Script", "Bradley Hand", cursive; --ease-out: cubic-bezier(0.23, 1, 0.32, 1); --radius: 20px; color-scheme: light; }
.lhds, .lhds * { box-sizing: border-box; }
.lhds { background: var(--paper); color: var(--navy); font-family: var(--font); font-size: 16px; line-height: 1.5; -webkit-font-smoothing: antialiased; min-height: 100%; }
.lhds h1, .lhds h2, .lhds h3, .lhds h4 { margin: 0; line-height: 1.1; text-wrap: balance; font-weight: 700; }
.lhds p { margin: 0; }
.lhds img { max-width: 100%; }
.lhds a { color: var(--crimson); text-underline-offset: 3px; }
.lhds button, .lhds input, .lhds select { font: inherit; color: inherit; }
.lhds button { cursor: pointer; }
.lhds button[disabled] { cursor: not-allowed; }
.lhds ::selection { background: var(--pink); color: var(--white); }
.lhds :focus-visible { outline: 2px solid var(--navy); outline-offset: 3px; }
.lhds .cform :focus-visible, .lhds .adviser :focus-visible, .lhds footer :focus-visible, .lhds .band :focus-visible { outline-color: var(--white); }
.lhds .wrap { max-width: 1280px; margin: 0 auto; padding-inline: 16px; }
.lhds .ico { width: 1em; height: 1em; flex: none; }
.lhds .sr { position: absolute; width: 1px; height: 1px; overflow: hidden; clip: rect(0 0 0 0); white-space: nowrap; }
.lhds .hp { position: absolute; left: -10000px; width: 1px; height: 1px; overflow: hidden; }
.lhds .admin-warn { background: #fff4d6; color: #5a3b00; border-bottom: 1px solid #e8c877; font-size: 14px; padding: 10px 16px; }
.lhds .admin-warn .wrap { display: grid; gap: 4px; }
.lhds .num, .lhds .box input, .lhds .figs dd, .lhds .pct, .lhds .readout, .lhds .pb, .lhds .share, .lhds .rh-sum, .lhds .sky-sum, .lhds .row-sum, .lhds .keys { font-variant-numeric: tabular-nums; }

/* ---------- header, hero ---------- */
.lhds .site-head { background: var(--white); border-bottom: 1px solid var(--line); }
.lhds .site-head .wrap { display: flex; align-items: center; min-height: 52px; }
.lhds .site-head img { height: 24px; width: auto; display: block; max-width: none; }
.lhds .logo-link { display: inline-flex; align-items: center; min-height: 44px; }
.lhds .tag { display: inline-block; background: var(--navy); color: var(--white); font-size: 15px; font-weight: 700; padding: 8px 16px; border-radius: 4px; transform: rotate(-2deg); }
.lhds .hero { position: relative; padding: 20px 0 8px; overflow: hidden; }
.lhds .hero .wrap { position: relative; z-index: 1; }
.lhds .hero .hero-tag { display: none; }
.lhds .hero h1 { font-size: 30px; font-weight: 800; letter-spacing: -.015em; line-height: 1.08; margin-top: 14px; }
.lhds .hero .sub { margin-top: 10px; color: var(--slate); font-size: 14px; }
.lhds .hero .sub-desk { display: none; }
/* Google reviews pill: the site's badge (/car-loans/ .cfh-rate), light variant for the paper hero. */
.lhds .reviews { display: inline-flex; align-items: center; gap: 8px; background: var(--white); border: 1px solid rgba(12, 29, 62, .12); padding: 7px 13px; border-radius: 99px; font-size: 13px; line-height: 1; }
.lhds .reviews .g { width: 20px; height: 20px; display: block; flex: none; }
.lhds .reviews .num { font-weight: 800; font-size: 14px; color: var(--navy); }
.lhds .reviews .stars { display: inline-flex; gap: 1px; }
.lhds .reviews .stars svg { width: 14px; height: 14px; display: block; }
.lhds .reviews .rev { font-weight: 600; color: var(--slate); white-space: nowrap; }
/* Site-standard brush underline: same asset, position and stroke weight as /car-loans/ and /refix-review (0.56em tall, anchored left, behind the words). */
.lhds .scribble { position: relative; display: inline-block; white-space: nowrap; isolation: isolate; }
.lhds .scribble::after { content: ""; position: absolute; z-index: -1; left: 0; bottom: -.34em; width: 100%; height: .56em; background: url("../img/underline.webp") left center / 100% 100% no-repeat; pointer-events: none; }
/* the colour key: two little houses that fill red and blue, with hand-written labels */
.lhds .hero-legend { display: flex; justify-content: center; gap: 22px 34px; margin-top: 18px; flex-wrap: wrap; }
.lhds .legend-item { display: flex; align-items: center; gap: 8px; }
.lhds .legend-item .hand { font-family: var(--hand); font-size: 21px; line-height: .9; transform: rotate(-2deg); }
.lhds .legend-item:last-child .hand { transform: rotate(2deg); }
.lhds .legend-item .hand.red { color: var(--crimson); }
.lhds .legend-item .hand.blue { color: var(--blue); }
.lhds .legend-item .pen { width: 26px; height: 18px; flex: none; fill: none; stroke: currentColor; stroke-width: 2.2; stroke-linecap: round; stroke-linejoin: round; }
.lhds .legend-item .hand .pen { display: inline-block; vertical-align: middle; margin-right: 2px; }
/* a faint street along the base of the hero */
.lhds .hero-skyline { position: absolute; left: 0; right: 0; bottom: 0; width: 100%; height: 64px; display: block; pointer-events: none; }
.lhds .hero-skyline .sk-ground { stroke: var(--navy); stroke-opacity: .14; stroke-width: 1.5; }
.lhds .hero-skyline .sk-house { fill: none; stroke: var(--navy); stroke-opacity: .16; stroke-width: 1.6; stroke-linejoin: round; }
.lhds .hero-skyline .sk-door { fill: none; stroke: var(--navy); stroke-opacity: .1; stroke-width: 1.2; }
.lhds .hero-skyline .sk-fill { opacity: .22; }
.lhds .hero-skyline .sk-fill.red { fill: var(--crimson); }
.lhds .hero-skyline .sk-fill.blue { fill: var(--blue); }
.lhds .hero .wrap { padding-bottom: 56px; }
.lhds.is-later .hero { display: none; }
.lhds .calc-zone { padding: 8px 0 24px; }
.lhds .app:empty { min-height: 1200px; background: var(--white); border-radius: var(--radius); }
.lhds .hero-legend { min-height: 44px; }
.lhds .calc-zone .wrap { padding-inline: 8px; }
.lhds.is-step1 .calc-zone { padding-bottom: 120px; }

/* ---------- buttons, links, chips ---------- */
.lhds .btn { display: inline-flex; align-items: center; justify-content: center; gap: 8px; border: 0; border-radius: 999px; padding: 15px 24px; min-height: 48px; font-weight: 700; font-size: 15px; text-decoration: none; white-space: nowrap; transition: transform 160ms var(--ease-out), background-color 160ms ease, opacity 160ms ease; }
.lhds .btn:active { transform: scale(.98); }
.lhds .btn-primary { background: var(--crimson); color: var(--white); }
.lhds .btn-primary[disabled] { opacity: .45; }
.lhds .btn-navy { background: var(--navy); color: var(--white); font-weight: 600; }
.lhds .btn-ghost { background: transparent; color: var(--navy); border: 1px solid rgba(12, 29, 62, .3); font-weight: 600; }
.lhds .btn.wide { width: 100%; }
@media (hover: hover) and (pointer: fine) {
  .lhds .btn-primary:not([disabled]):hover { background: #9f2039; }
  .lhds .btn-navy:hover { background: #1a3a6c; }
}
.lhds .link { background: none; border: 0; padding: 6px 4px; margin: -6px -4px; color: var(--crimson); font-weight: 600; font-size: 13px; text-decoration: none; display: inline-flex; align-items: center; gap: 4px; }
.lhds .link:hover { text-decoration: underline; text-underline-offset: 3px; }
.lhds .link.navy { color: var(--navy); }
.lhds .link .ico { width: 14px; height: 14px; }
.lhds .chips { display: flex; flex-wrap: wrap; gap: 8px; border: 0; padding: 0; margin: 0; min-width: 0; }
.lhds .chips legend { padding: 0; margin-bottom: 8px; font-size: 13px; font-weight: 600; color: var(--navy); }
.lhds .chips label { position: relative; display: inline-flex; }
.lhds .chips input { position: absolute; inset: 0; opacity: 0; margin: 0; cursor: pointer; }
.lhds .chips span { display: inline-flex; align-items: center; justify-content: center; min-height: 44px; padding: 9px 14px; border-radius: 999px; background: var(--paper); color: var(--navy); font-weight: 600; font-size: 13px; line-height: 1.1; white-space: nowrap; transition: background-color 160ms ease, color 160ms ease, transform 160ms var(--ease-out); }
.lhds .chips input:checked + span { background: var(--navy); color: var(--white); }
.lhds .chips input:active + span { transform: scale(.97); }
.lhds .chips input:focus-visible + span { outline: 2px solid var(--navy); outline-offset: 2px; }
@media (hover: hover) and (pointer: fine) { .lhds .chips input:not(:checked):hover + span { background: #e9e7e2; } }
.lhds .prop .chips span { background: var(--paper); }
.lhds .sheet .chips span, .lhds .editor .chips span { background: var(--white); }
.lhds .sheet .chips input:checked + span, .lhds .editor .chips input:checked + span { background: var(--navy); }

/* ---------- the street card ---------- */
.lhds .street { background: var(--white); border-radius: var(--radius); display: grid; box-shadow: 0 1px 0 rgba(12, 29, 62, .04), 0 24px 40px -28px rgba(12, 29, 62, .45); }
.lhds .street-top { position: relative; background: radial-gradient(90% 90% at 100% 0%, rgba(26, 58, 108, .95) 0%, rgba(26, 58, 108, 0) 60%), var(--navy); color: var(--white); padding: 22px 16px 20px; display: grid; gap: 14px; color-scheme: dark; border-radius: var(--radius) var(--radius) 0 0; }
.lhds .street-body { padding: 18px 16px; display: grid; gap: 16px; }
.lhds .sticker { position: absolute; top: 6px; right: 14px; max-width: 190px; background: var(--pink); color: var(--navy); font-weight: 800; font-size: 12px; line-height: 1.2; text-align: center; padding: 7px 12px; border-radius: 6px; transform: rotate(3deg); box-shadow: 0 10px 18px -12px rgba(12, 29, 62, .45); }
.lhds .readout { font-size: 16px; font-weight: 500; line-height: 1.45; max-width: 640px; padding-right: 0; margin-top: 38px; }
.lhds .readout b { color: var(--pink); font-weight: 700; }
.lhds .split { display: grid; gap: 8px; }
.lhds .split.main .bar { background: rgba(255, 255, 255, .14); }
.lhds .split.main .keys { color: var(--mist); }
.lhds .split.main .key b { color: var(--white); }
.lhds .split.main .key.rent i { background: #5a93d8; }
.lhds .split.main .seg.rent { background: #4f8ad4; }
.lhds .split .bar { height: 10px; border-radius: 8px; background: var(--paper); overflow: hidden; display: flex; gap: 2px; }
.lhds .split .seg, .lhds .sbar .seg { display: block; height: 100%; transition: width 300ms var(--ease-out); min-width: 0; }
.lhds .seg.home { background: var(--crimson); }
.lhds .seg.rent { background: var(--blue); }
.lhds .keys { display: flex; justify-content: space-between; gap: 8px; font-size: 11px; font-weight: 600; flex-wrap: wrap; }
.lhds .key { display: inline-flex; align-items: center; gap: 6px; white-space: nowrap; }
.lhds .key i { width: 9px; height: 9px; border-radius: 50%; display: inline-block; }
.lhds .key.home i { background: var(--crimson); }
.lhds .key.rent i { background: var(--blue); }
.lhds .key b { font-weight: 600; margin-right: -2px; }

/* houses */
.lhds .house-wrap { position: relative; display: inline-block; line-height: 0; width: var(--hs, 120px); container-type: inline-size; flex: none; }
.lhds .house { display: block; overflow: visible; width: 100%; height: auto; aspect-ratio: 1 / 1; }
.lhds .house .body { fill: var(--white); }
.lhds .house-home .fill, .lhds .house-rental .fill { transition: none; }
.lhds .house-home .fill { fill: var(--crimson); }
.lhds .house-rental .fill { fill: var(--blue); }
.lhds .house .fill.soft { fill: var(--blue); opacity: .25; }
.lhds .house .outline { fill: none; stroke: var(--navy); stroke-width: 3; stroke-linejoin: round; }
.lhds .house.is-selected .outline { stroke: var(--crimson); }
.lhds .house .lvl-line line { stroke: var(--white); stroke-width: 1.5; stroke-dasharray: 4 3; }
.lhds .house .win, .lhds .house .door { fill: none; stroke: var(--navy); stroke-width: 2; opacity: .35; }
.lhds .house .door { opacity: .45; }
.lhds .house-home.is-blank .body { fill: #fbeef1; }
.lhds .house-rental.is-blank .body { fill: #eaf1fa; }
.lhds .house-ghost .body { fill: transparent; }
.lhds .house-ghost .outline { stroke: var(--navy); stroke-opacity: .45; stroke-dasharray: 7 6; stroke-width: 2.5; }
.lhds .house-ghost .plus { fill: none; stroke: var(--crimson); stroke-width: 4; stroke-linecap: round; }
.lhds .ghost .ghost-txt { color: var(--navy); }
.lhds .house-invested .outline { stroke: var(--blue); stroke-dasharray: 5 4; stroke-width: 3; }
.lhds .house-invested .body { fill: var(--white); }
.lhds .house .lvl { transition: y 300ms var(--ease-out), height 300ms var(--ease-out); }
.lhds .house .lvl-line { transition: transform 300ms var(--ease-out); }
.lhds .pct { position: absolute; left: 50%; top: 66%; transform: translate(-50%, -50%); font-weight: 800; color: var(--navy); line-height: 1; font-size: clamp(11px, 12.5cqw, 36px); pointer-events: none; transition: color 300ms ease, top 300ms var(--ease-out); }
.lhds .pct.on-fill { color: var(--white); }
.lhds .pct.hide { display: none; }

/* the guided opening: numbered steps, the hand-drawn cue, dimmed steps still to come */
.lhds .stepn { display: inline-flex; align-items: center; justify-content: center; width: 24px; height: 24px; border-radius: 50%; background: var(--navy); color: var(--white); font-size: 13px; font-weight: 800; margin-right: 8px; vertical-align: -4px; flex: none; transition: background-color 300ms ease, color 300ms ease, box-shadow 300ms ease; }
.lhds .stepn .tick { display: none; width: 16px; height: 16px; }
.lhds .stepn.is-done { background: var(--blue); }
.lhds .stepn.is-done .n { display: none; }
.lhds .stepn.is-done .tick { display: block; }
.lhds .stepn.is-active { background: var(--crimson); }
.lhds .stepn.is-future { background: transparent; color: var(--slate); box-shadow: inset 0 0 0 1.5px var(--line); }
.lhds .stepnote { display: none; align-items: center; gap: 4px; font-family: var(--hand); color: var(--crimson); font-size: 24px; line-height: .9; transform: rotate(-2deg); white-space: nowrap; }
.lhds .stepnote .pen { width: 34px; height: 24px; flex: none; }
.lhds .stepnote.is-active { display: inline-flex; }
.lhds .prop .stepnote { margin: -2px 0 -2px; }
.lhds .rentals-head .stepnote { margin-top: 2px; }
.lhds .income .stepnote { margin: -4px 0 0; }
.lhds .is-future .house .outline, .lhds .is-future .house .win, .lhds .is-future .house .door, .lhds .is-future .house-ghost .plus { stroke: var(--mist); }
.lhds .is-future h3, .lhds .is-future legend, .lhds .is-future .ghost-txt { color: var(--slate); }
.lhds .is-active-step { background: var(--paper); box-shadow: 0 0 0 12px var(--paper); border-radius: 12px; outline: 1.5px dashed rgba(184, 40, 67, .5); outline-offset: 10px; }
.lhds .income.is-active-step { border-top-color: transparent; }
.lhds .houses.compact .rentals-col.is-active-step .editor { background: var(--white); }
.lhds .street.step-1 .note-claim { visibility: hidden; }
@media (prefers-reduced-motion: no-preference) {
  .lhds .stepnote.is-active { animation: lhds-note 360ms var(--ease-out) both; }
  @keyframes lhds-note { from { opacity: 0; transform: rotate(-2deg) translateX(-6px); } to { opacity: 1; transform: rotate(-2deg); } }
}

/* property cards (1-3 rentals) */
.lhds .houses.full { display: grid; gap: 16px; }
.lhds .prop { display: flex; flex-direction: column; align-items: center; gap: 10px; text-align: center; min-width: 0; }
.lhds .prop h3 { font-size: 16px; font-weight: 700; }
.lhds .prop .sub { font-size: 12px; color: var(--slate); margin-top: -8px; display: none; }
.lhds .prop .note { display: none; }
.lhds .prop.home .house-wrap { width: 170px; }
.lhds .prop.rental .house-wrap { width: 110px; }
.lhds .fields { display: flex; gap: 10px; width: 100%; }
.lhds .field { flex: 1; min-width: 0; display: grid; gap: 4px; text-align: left; }
.lhds .field label, .lhds .cfield label { font-size: 12px; color: var(--slate); }
.lhds .box { display: flex; align-items: center; background: var(--paper); border: 1px solid var(--line); border-radius: 10px; padding: 0 12px; min-height: 44px; transition: border-color 160ms ease, box-shadow 160ms ease; }
.lhds .box:focus-within { border-color: var(--navy); box-shadow: 0 0 0 1px var(--navy); }
.lhds .field.bad .box { border-color: var(--crimson); box-shadow: 0 0 0 1px var(--crimson); background: var(--white); }
.lhds .box .cur { font-weight: 700; font-size: 17px; margin-right: 1px; }
.lhds .box input { flex: 1; min-width: 0; width: 100%; background: transparent; border: 0; outline: none; padding: 10px 0; font-weight: 700; font-size: 17px; color: var(--navy); }
.lhds .box input::placeholder { color: var(--mist); font-weight: 600; }
.lhds .err { display: block; color: var(--crimson); font-size: 12px; line-height: 1.3; min-height: 0; }
.lhds .err:empty { display: none; }
.lhds .pills { display: flex; gap: 8px; flex-wrap: wrap; justify-content: center; }
/* Pills are buttons: white with a crimson outline and a "Change" label, so it is obvious the rate and term can be edited. */
.lhds .pill { display: inline-flex; align-items: center; gap: 8px; background: var(--white); border: 1.5px solid var(--crimson); border-radius: 999px; padding: 8px 12px 8px 14px; min-height: 40px; font-size: 13px; font-weight: 600; color: var(--navy); box-shadow: 0 1px 0 rgba(12, 29, 62, .06); cursor: pointer; white-space: nowrap; }
.lhds .pill .pe { display: inline-flex; align-items: center; gap: 4px; color: var(--crimson); font-size: 11px; font-weight: 800; text-transform: uppercase; letter-spacing: .05em; padding-left: 8px; border-left: 1px solid rgba(184, 40, 67, .3); }
.lhds .pill .ico { width: 12px; height: 12px; }
.lhds .pill:active { transform: scale(.97); }
@media (hover: hover) and (pointer: fine) { .lhds .pill:hover { background: #fdf0f2; } }
.lhds .pill.editing { background: var(--white); border-color: var(--navy); position: relative; }
.lhds .pill.editing input { width: 4.5ch; border: 0; outline: none; background: transparent; font-weight: 700; padding: 0; text-align: right; }
.lhds .pill.editing .err { position: absolute; left: 0; top: 100%; white-space: nowrap; margin-top: 4px; }
.lhds .prop .remove { margin-top: -2px; color: var(--slate); }
.lhds .rentals-wrap { display: grid; gap: 12px; }
.lhds .rentals { display: grid; grid-template-columns: repeat(2, minmax(0, 1fr)); gap: 12px; align-items: start; }
.lhds .rentals .prop.rental .chips { justify-content: center; }
.lhds .rentals .prop.rental .chips span { min-height: 44px; min-width: 44px; }
.lhds .prop.totals { grid-column: 1 / -1; }
.lhds .ghost { background: none; border: 0; padding: 0; color: var(--slate); font-weight: 600; font-size: 15px; gap: 14px; }
.lhds .ghost[disabled] { opacity: .5; }
.lhds .ghost .ghost-count { font-size: 11px; font-weight: 400; margin-top: -8px; }
.lhds .ghost.small { gap: 6px; font-size: 12px; opacity: .55; }
.lhds .ghost.small .house-wrap { width: 84px; }
.lhds .add-row { width: 100%; display: inline-flex; align-items: center; justify-content: center; gap: 10px; background: none; border: 1.5px dashed rgba(12, 29, 62, .4); border-radius: 12px; padding: 12px 14px; min-height: 48px; font-size: 14px; font-weight: 600; color: var(--navy); }
.lhds .add-row .ico { width: 14px; height: 14px; }
.lhds .add-row[disabled], .lhds .add-row.full { color: var(--mist); border-color: var(--line); }
.lhds .limit { font-size: 12px; color: var(--slate); line-height: 1.45; }

/* rentals header, skyline, list, editor */
.lhds .rentals-head { display: flex; justify-content: space-between; align-items: flex-start; gap: 12px; border-top: 1px solid var(--line); padding-top: 14px; }
.lhds .rh-title { font-size: 16px; }
.lhds .rh-sum { font-size: 12px; color: var(--slate); margin-top: 2px; }
.lhds .legend { display: inline-flex; align-items: center; gap: 6px; font-size: 11px; color: var(--slate); white-space: nowrap; margin-top: 4px; }
.lhds .legend i { width: 12px; height: 12px; border-radius: 3px; background: var(--blue); display: inline-block; }
.lhds .houses.compact { display: grid; gap: 16px; }
.lhds .home-col .prop.home { width: 100%; }
.lhds .home-row { display: flex; align-items: center; gap: 14px; }
.lhds .home-row .house-wrap { width: 90px; }
.lhds .home-meta { display: grid; gap: 4px; text-align: left; }
.lhds .home-meta b { font-size: 16px; }
.lhds .home-meta span { font-size: 12px; color: var(--slate); }
.lhds .rentals-col { display: grid; gap: 14px; }
.lhds .skyline { display: flex; flex-wrap: wrap; gap: 12px 10px; }
.lhds .sky { background: none; border: 0; padding: 2px; border-radius: 8px; display: flex; flex-direction: column; align-items: center; gap: 3px; min-width: 44px; }
.lhds .sky .house-wrap { width: 58px; }
.lhds .sky-n { font-size: 10px; font-weight: 600; color: var(--slate); }
.lhds .sky-n.sel { color: var(--crimson); font-weight: 700; }
.lhds .sky-sum { font-size: 11px; color: var(--slate); }
.lhds .rental-list { display: grid; }
.lhds .row { display: flex; align-items: center; gap: 12px; width: 100%; background: none; border: 0; border-bottom: 1px solid var(--line); padding: 10px 0; text-align: left; min-height: 52px; }
.lhds .row-house .house-wrap { width: 30px; }
.lhds .row-txt { flex: 1; display: grid; gap: 2px; }
.lhds .row-txt b { font-size: 14px; font-weight: 600; }
.lhds .row-txt small { font-size: 12px; color: var(--slate); }
.lhds .row-edit { color: var(--crimson); font-size: 13px; font-weight: 600; }
.lhds .showall { justify-self: center; margin-top: 10px; color: var(--navy); }
.lhds .totals-link { justify-self: start; }
.lhds .editor { background: var(--paper); border: 1px solid rgba(184, 40, 67, .5); border-radius: 16px; padding: 18px 22px; display: flex; flex-wrap: wrap; align-items: flex-end; gap: 16px 24px; }
.lhds .editor .fields { width: auto; }
.lhds .editor .field { flex: none; width: 130px; }
.lhds .editor .box { background: var(--white); }
.lhds .ed-head { display: grid; gap: 2px; min-width: 110px; }
.lhds .ed-head b { font-size: 16px; }
.lhds .ed-sum { font-size: 12px; color: var(--slate); }
.lhds .ed-actions { display: flex; gap: 18px; align-items: center; margin-left: auto; padding-bottom: 12px; }
.lhds .ed-actions .link { color: var(--slate); }
.lhds .ed-actions .link.navy { color: var(--navy); }

/* income + CTA */
.lhds .income { border: 0; margin: 0; padding: 14px 0 0; border-top: 1px solid var(--line); display: grid; gap: 10px; }
.lhds .income legend { padding: 0; font-size: 14px; font-weight: 600; margin-bottom: 10px; }
.lhds .tax-note { font-size: 12px; color: var(--slate); }
.lhds .cta-bar { position: fixed; left: 0; right: 0; bottom: 0; z-index: 20; background: var(--white); box-shadow: 0 -6px 9px rgba(0, 0, 0, .1); padding: 12px 16px calc(16px + env(safe-area-inset-bottom)); display: grid; justify-items: center; gap: 6px; }
.lhds .cta-bar .btn { width: 100%; }
html.lhds-has-bar { scroll-padding-bottom: calc(var(--lhds-bar, 104px) + 16px); } /* phones: the fixed CTA bar must not cover a focused or scrolled-to field */
.lhds .micro { font-size: 11px; color: var(--slate); text-align: center; }

/* bottom sheet (phones) */
.lhds .sheet-backdrop { position: fixed; inset: 0; background: rgba(12, 29, 62, .45); z-index: 30; }
.lhds .sheet { position: fixed; left: 0; right: 0; bottom: 0; z-index: 31; background: var(--white); border-radius: 24px 24px 0 0; padding: 12px 20px calc(28px + env(safe-area-inset-bottom)); max-height: 92vh; overflow: auto; display: grid; gap: 16px; justify-items: center; }
.lhds .sheet .handle { width: 40px; height: 4px; border-radius: 2px; background: var(--line); }
.lhds .sh-head { display: flex; justify-content: space-between; align-items: center; width: 100%; }
.lhds .sh-head h3 { font-size: 20px; }
.lhds .sh-head .link { color: var(--slate); }
.lhds .sh-house .house-wrap { width: 130px; }
.lhds .sheet .fields, .lhds .sheet .chips { width: 100%; }
.lhds .sheet .chips { justify-content: flex-start; }
.lhds .sheet .chips span { background: var(--paper); }
.lhds .sh-actions { display: flex; gap: 10px; width: 100%; }
.lhds .sh-actions .btn { flex: 1; padding-inline: 12px; }
@media (prefers-reduced-motion: no-preference) {
  .lhds .sheet { animation: lhds-up 260ms var(--ease-out); }
  @keyframes lhds-up { from { transform: translateY(24px); opacity: 0; } }
}

/* ---------- contact step ---------- */
.lhds .contact { display: grid; gap: 16px; }
.lhds .summary { background: var(--white); border-radius: var(--radius); display: grid; box-shadow: 0 1px 0 rgba(12, 29, 62, .04), 0 24px 40px -28px rgba(12, 29, 62, .45); }
.lhds .sum-top { position: relative; background: radial-gradient(90% 90% at 100% 0%, rgba(26, 58, 108, .95) 0%, rgba(26, 58, 108, 0) 60%), var(--navy); color: var(--white); padding: 20px 16px 18px; display: grid; gap: 6px; border-radius: var(--radius) var(--radius) 0 0; color-scheme: dark; }
.lhds .sum-top .hand { position: absolute; top: 10px; right: 16px; font-family: var(--hand); color: var(--pink); font-size: 24px; line-height: 1; transform: rotate(-4deg); }
.lhds .sum-title { font-size: 13px; font-weight: 700; color: var(--mist); }
.lhds .sum-readout { font-size: 15px; font-weight: 500; line-height: 1.45; padding-right: 80px; }
.lhds .sum-readout b { color: var(--pink); font-weight: 700; }
.lhds .sum-body { padding: 18px 16px 20px; display: grid; gap: 16px; }
.lhds .sum-next { font-size: 14px; font-weight: 700; margin-top: 2px; }
.lhds .gets { list-style: none; margin: -6px 0 0; padding: 0; display: grid; gap: 8px; font-size: 14px; font-weight: 500; }
.lhds .gets li { display: grid; grid-template-columns: 24px 1fr; gap: 8px; align-items: start; }
.lhds .gets .pen { width: 22px; height: 22px; color: var(--crimson); margin-top: -1px; }
.lhds .sum-houses { display: flex; align-items: flex-end; gap: 16px; flex-wrap: wrap; }
.lhds .sum-prop { display: grid; justify-items: center; gap: 4px; text-align: center; }
.lhds .sum-prop b { font-size: 13px; }
.lhds .sum-prop small { font-size: 11px; color: var(--slate); }
.lhds .sum-prop:first-child .house-wrap { width: 110px; }
.lhds .sum-prop .house-wrap { width: 80px; }
.lhds .sum-mini { display: flex; flex-wrap: wrap; gap: 6px; max-width: 190px; }
.lhds .next-box { background: var(--navy); color: var(--white); border-radius: 12px; padding: 16px 20px; display: grid; gap: 4px; }
.lhds .next-box p { font-size: 14px; line-height: 1.4; }
.lhds .hand { font-family: var(--hand); color: var(--pink); font-size: 22px; line-height: 1; }
.lhds .back { color: var(--navy); }
.lhds .sum-foot { display: grid; gap: 18px; justify-items: center; margin-top: 2px; }
.lhds .sum-arrow { display: grid; justify-items: center; gap: 0; color: var(--crimson); text-align: center; }
.lhds .sum-arrow .hand { color: var(--crimson); font-size: 25px; transform: rotate(-3deg); }
.lhds .sum-arrow .pen { color: var(--crimson); }
.lhds .sum-arrow .arrow-down { width: 40px; height: 58px; margin-top: 4px; }
.lhds .sum-arrow .arrow-up { display: none; }
.lhds .cform { background: var(--navy); color: var(--white); border-radius: 24px; padding: 28px 20px; display: grid; gap: 22px; color-scheme: dark; }
.lhds .cform h2 { font-size: 26px; font-weight: 800; letter-spacing: -.01em; line-height: 1.15; }
.lhds .cfield { display: grid; gap: 8px; }
.lhds .cfield label { font-size: 15px; font-weight: 600; color: var(--white); }
.lhds .cfield .hint { font-weight: 400; color: var(--mist); }
.lhds .cfield input { width: 100%; background: transparent; border: 0; border-bottom: 1.5px solid rgba(159, 176, 201, .5); border-radius: 0; padding: 4px 0 10px; font-size: 19px; font-weight: 500; color: var(--white); outline: none; min-height: 44px; }
.lhds .cfield input::placeholder { color: var(--mist); }
.lhds .cfield input:focus { border-bottom-color: var(--white); }
.lhds .cfield.bad input { border-bottom-color: var(--pink); }
.lhds .cfield .err { color: #ff8fa3; }
.lhds .check { display: flex; gap: 12px; align-items: center; min-height: 44px; font-size: 14px; line-height: 1.4; cursor: pointer; }
.lhds .check input { width: 20px; height: 20px; margin: 1px 0 0; flex: none; accent-color: var(--pink); border-radius: 4px; }
.lhds .consent { font-size: 12px; line-height: 1.5; color: var(--mist); }
.lhds .consent a, .lhds .disclaimer a, .lhds footer p a { color: var(--white); display: inline-block; padding: 8px 2px; margin: -8px -2px; }
.lhds .disclaimer a { color: var(--crimson); }
.lhds footer p a { color: var(--white); }
.lhds .send-err { background: rgba(255, 77, 109, .15); color: var(--white); border-radius: 10px; padding: 10px 14px; font-size: 14px; }

/* ---------- result ---------- */
.lhds .result { display: grid; gap: 12px; }
.lhds .headline { padding: 12px 8px 8px; display: grid; gap: 8px; }
.lhds .headline h2 { font-size: 18px; font-weight: 700; line-height: 1.3; outline: none; }
.lhds .headline .lede { font-size: 15px; color: var(--slate); line-height: 1.5; }
.lhds .big { display: flex; flex-direction: column; align-items: flex-start; gap: 0; }
.lhds .big .num { font-size: 58px; font-weight: 800; color: var(--blue); letter-spacing: -.03em; line-height: 1.05; }
.lhds .big .unit { font-size: 15px; font-weight: 500; line-height: 1.3; }
/* The outcome: a navy card so the saving is the first thing you see. */
.lhds .headline.outcome { background: radial-gradient(90% 90% at 100% 0%, rgba(26, 58, 108, .95) 0%, rgba(26, 58, 108, 0) 60%), var(--navy); color: var(--white); border-radius: var(--radius); padding: 22px 20px 22px; color-scheme: dark; }
.lhds .headline.outcome h2 { color: var(--white); font-weight: 600; }
.lhds .headline.outcome .big .num { color: var(--pink); font-size: 64px; }
.lhds .headline.outcome .big .unit { color: var(--white); font-weight: 600; font-size: 16px; }
.lhds .headline.outcome .talk-micro { color: var(--mist); }
.lhds .card { background: var(--white); border-radius: var(--radius); padding: 20px 16px; display: grid; gap: 14px; }
.lhds .panel-grid { display: grid; gap: 20px; }
.lhds .panel { background: var(--paper); border-radius: 18px; padding: 16px 14px; display: grid; gap: 14px; align-content: start; }
.lhds .panel h3 { font-size: 16px; }
.lhds .panel.setup { background: var(--blue-soft); border: 1.5px solid rgba(46, 107, 180, .5); }
.lhds .ph-row { display: flex; align-items: flex-end; gap: 10px; flex-wrap: wrap; }
.lhds .ph { display: grid; justify-items: center; gap: 4px; text-align: center; }
.lhds .ph b { font-size: 13px; }
.lhds .ph small { font-size: 11px; color: var(--slate); margin-top: -2px; }
.lhds .ph-mini { display: flex; flex-wrap: wrap; gap: 6px; max-width: 150px; align-self: flex-start; padding-bottom: 22px; }
.lhds .sbar { height: 14px; border-radius: 7px; background: var(--paper); overflow: hidden; display: flex; gap: 2px; width: 100%; }
.lhds .panel .sbar { background: rgba(12, 29, 62, .08); }
.lhds .share { font-size: 12px; font-weight: 600; color: var(--blue); }
.lhds .figs { margin: 0; display: flex; flex-wrap: wrap; gap: 10px 16px; }
.lhds .figs div { display: grid; gap: 2px; }
.lhds .figs dt { font-size: 12px; color: var(--slate); }
.lhds .figs dd { margin: 0; font-size: 18px; font-weight: 700; white-space: nowrap; }
.lhds .blue { color: var(--blue); }
.lhds .red { color: var(--crimson); }
.lhds .explain, .lhds .path .intro { font-size: 13px; color: var(--slate); line-height: 1.5; }
.lhds .path h3 { font-size: 18px; }
.lhds .path-row { display: grid; gap: 8px; }
.lhds .path-row h4 { font-size: 13px; }
.lhds .path-bars { display: flex; gap: 6px; }
.lhds .pb { flex: 1; min-width: 0; display: grid; gap: 4px; font-size: 11px; }
.lhds .pb .sbar { height: 10px; border-radius: 5px; }
.lhds .pb b { font-weight: 600; }
.lhds .pb span { color: var(--slate); }
.lhds .pb span.blue { color: var(--blue); }
.lhds .pb small { font-size: 11px; display: none; }
.lhds .closing { font-size: 13px; font-weight: 500; line-height: 1.5; }
.lhds .flag { gap: 20px; }
.lhds .flag-houses { display: flex; justify-content: center; align-items: flex-end; gap: 18px; flex-wrap: wrap; }
.lhds .fh { display: grid; justify-items: center; gap: 6px; text-align: center; }
.lhds .fh b { font-size: 15px; }
.lhds .fh small { font-size: 12px; color: var(--slate); }
.lhds .note { font-family: var(--hand); color: var(--crimson); font-size: 24px; line-height: .9; transform: rotate(3deg); white-space: nowrap; }
.lhds .fh .note { font-size: 22px; }
.lhds .flag-band { background: var(--crimson-band); color: var(--white); border-radius: 14px; padding: 16px 18px; display: flex; gap: 12px; align-items: flex-start; }
.lhds .flag-band .ico { width: 22px; height: 22px; margin-top: 1px; }
.lhds .flag-band h3 { font-size: 16px; }
.lhds .flag-band p { font-size: 14px; line-height: 1.5; margin-top: 4px; }
.lhds .adviser { background: var(--navy); color: var(--white); border-radius: 16px; padding: 18px; display: grid; gap: 10px; }
.lhds .faces { display: flex; }
.lhds .faces img { width: 36px; height: 36px; border-radius: 50%; border: 2px solid var(--navy); object-fit: cover; margin-left: -8px; background: var(--paper); }
.lhds .faces img:first-child { margin-left: 0; }
.lhds .hours { color: var(--pink); font-size: 12px; font-weight: 700; }
.lhds .adviser h3 { font-size: 16px; line-height: 1.25; margin-top: 4px; }
.lhds .adviser p + h3 { margin-top: 6px; }
.lhds .adviser h3 + p { font-size: 12px; line-height: 1.5; color: var(--mist); margin-top: 6px; }
.lhds .disclaimer { font-size: 12px; line-height: 1.55; color: var(--slate); padding: 4px 8px; }
.lhds .again { padding: 0 8px 8px; }
.lhds .again .link { color: var(--navy); }
.lhds .send-fail { background: var(--crimson-band); color: var(--white); border-radius: 12px; padding: 14px 18px; font-size: 14px; line-height: 1.5; }
.lhds .send-fail a, .lhds .send-fail .link { color: var(--white); font-size: 14px; font-weight: 700; text-decoration: underline; }
@media (prefers-reduced-motion: no-preference) {
  .lhds .result > *, .lhds .contact > * { animation: lhds-enter 260ms var(--ease-out) both; }
  @keyframes lhds-enter { from { opacity: .001; transform: translateY(8px); } }
}

/* ---------- Why Lighthouse band, FAQ, footer ---------- */
.lhds .band { background: var(--crimson-band); color: var(--white); padding: 56px 0 64px; margin-top: 16px; }
.lhds .band .tag { font-size: 22px; padding: 12px 22px; border-radius: 6px; transform: rotate(-3deg); box-shadow: 0 14px 24px -14px rgba(12, 29, 62, .55); }
.lhds .why-head { display: flex; flex-wrap: wrap; align-items: center; gap: 18px 32px; }
.lhds .why-head h2 { font-size: 28px; font-weight: 800; letter-spacing: -.02em; max-width: 16em; }
.lhds .why-list { list-style: none; margin: 36px 0 0; padding: 0; display: grid; gap: 22px; }
.lhds .why-list li { display: grid; grid-template-columns: 28px 1fr; gap: 12px; align-items: start; }
.lhds .why-list .pen { position: static; width: 26px; height: 26px; fill: none; stroke: var(--white); stroke-width: 2.6; stroke-linecap: round; stroke-linejoin: round; }
.lhds .why-list b { display: block; font-size: 19px; font-weight: 800; letter-spacing: -.01em; line-height: 1.25; }
.lhds .why-list small { display: block; font-size: 15px; color: rgba(255, 255, 255, .92); margin-top: 6px; line-height: 1.5; }
.lhds .band .cost { margin-top: 30px; font-size: 14px; color: rgba(255, 255, 255, .9); max-width: 60em; }
.lhds .faq { padding: 56px 0 64px; }
.lhds .faq .wrap { display: grid; gap: 24px; }
.lhds .faq h2 { font-size: 30px; font-weight: 800; letter-spacing: -.01em; }
.lhds .faq-list details { border-bottom: 1px solid #d8d4cd; }
.lhds .faq-list summary { list-style: none; cursor: pointer; display: flex; justify-content: space-between; gap: 16px; padding: 16px 0; font-weight: 700; min-height: 44px; }
.lhds .faq-list summary::-webkit-details-marker { display: none; }
.lhds .faq-list summary .ico { color: var(--crimson); transition: transform 200ms var(--ease-out); margin-top: 4px; width: 16px; height: 16px; }
.lhds .faq-list details[open] summary .ico { transform: rotate(180deg); }
.lhds .faq-list p { padding-bottom: 18px; color: var(--slate); max-width: 44em; }
.lhds .faq-cta { margin-top: 28px; }
.lhds footer { background: var(--navy); color: #c3cee0; font-size: 13px; padding: 40px 0 48px; }
.lhds footer img { height: 28px; width: auto; }
.lhds footer p { margin-top: 14px; max-width: 70em; line-height: 1.55; }
.lhds footer a { color: var(--white); }

/* ---------- tablet and up ---------- */
@media (min-width: 641px) {
  .lhds .wrap, .lhds .calc-zone .wrap { padding-inline: 24px; }
  .lhds .site-head .wrap { min-height: 68px; }
  .lhds .site-head img { height: 30px; }
  .lhds .hero { padding: 40px 0 24px; text-align: center; }
  .lhds .hero .reviews { gap: 10px; padding: 9px 17px; font-size: 14px; }
  .lhds .hero .reviews .g { width: 22px; height: 22px; }
  .lhds .hero .reviews .num { font-size: 15px; }
  .lhds .hero .reviews .stars svg { width: 16px; height: 16px; }
  .lhds .hero .hero-tag { display: block; width: max-content; margin: 26px auto 0; }
  .lhds .hero h1 { font-size: clamp(38px, 3.8vw, 56px); letter-spacing: -.02em; line-height: 1.06; max-width: 920px; margin: 28px auto 0; }
  .lhds .hero .sub { font-size: 18px; margin-top: 18px; max-width: 46em; margin-inline: auto; }
  .lhds .hero-legend { gap: 22px 56px; margin-top: 26px; min-height: 56px; }
  .lhds .app:empty { min-height: 760px; border-radius: 28px; }
  .lhds .legend-item .hand { font-size: 26px; }
  .lhds .legend-item .pen { width: 32px; height: 22px; }
  .lhds .hero-skyline { height: 90px; }
  .lhds .hero .wrap { padding-bottom: 84px; }
  .lhds .hero .sub-desk { display: block; }
  .lhds .hero .sub-phone { display: none; }
  .lhds .calc-zone { padding: 8px 0 32px; }
  .lhds.is-step1 .calc-zone { padding-bottom: 32px; }
  .lhds .street { border-radius: 28px; }
  .lhds .street-top { border-radius: 28px 28px 0 0; }
  .lhds .street-top { padding: 30px 40px 28px; gap: 16px; }
  .lhds .street-body { padding: 34px 40px 40px; gap: 28px; }
  .lhds .sticker { top: 18px; right: 96px; max-width: none; font-size: 15px; padding: 9px 16px; white-space: nowrap; }
  .lhds .readout { font-size: 19px; margin-top: 0; }
  .lhds .split .bar { height: 16px; }
  .lhds .keys { font-size: 12px; }
  .lhds .split.main { max-width: 640px; }
  .lhds .houses.full { display: grid; grid-template-columns: auto minmax(0, 1fr); justify-content: center; align-items: end; gap: 32px 56px; padding: 10px 0 16px; }
  .lhds .houses.full .rentals-wrap { display: grid; gap: 14px; align-content: end; }
  .lhds .houses.full .rentals-head { border-top: 0; padding-top: 0; align-items: center; }
  .lhds .houses.full .rentals { display: flex; flex-wrap: wrap; align-items: flex-end; gap: 28px 40px; }
  .lhds .houses.full .prop.totals { grid-column: auto; }
  .lhds .houses.full .stepnote { font-size: 26px; }
  .lhds .prop { gap: 14px; }
  .lhds .prop h3 { font-size: 17px; }
  .lhds .prop .sub { display: block; margin-top: -10px; }
  .lhds .prop .note { display: block; margin-bottom: -4px; font-size: 26px; }
  .lhds .prop.home .house-wrap { width: 260px; }
  .lhds .prop.rental .house-wrap { width: 190px; }
  .lhds .prop .fields { width: auto; gap: 18px; }
  .lhds .houses.full .field { width: auto; }
  .lhds .houses.full .box { background: transparent; border: 0; border-bottom: 1px dashed rgba(12, 29, 62, .35); border-radius: 0; padding: 0 0 3px; min-height: 0; }
  .lhds .houses.full .box:focus-within { box-shadow: none; border-bottom: 2px solid var(--crimson); padding-bottom: 2px; }
  .lhds .houses.full .field.bad .box { box-shadow: none; border-bottom: 2px solid var(--crimson); padding-bottom: 2px; }
  .lhds .houses.full .box .cur, .lhds .houses.full .box input { font-size: 20px; }
  .lhds .houses.full .box input { padding: 2px 0; width: 9.5ch; }
  .lhds .houses.full .pill { padding: 5px 10px 5px 12px; min-height: 34px; font-size: 12px; }
  .lhds .houses.full .pill.editing { border-color: var(--navy); }
  .lhds .houses.full .chips span { min-height: 34px; padding: 6px 12px; font-size: 12px; background: var(--white); border: 1px solid rgba(12, 29, 62, .25); }
  .lhds .houses.full .chips input:checked + span { background: var(--navy); border-color: var(--navy); }
  .lhds .ghost .house-wrap { width: 140px; }
  .lhds .houses.compact { grid-template-columns: auto minmax(0, 1fr); gap: 48px; align-items: start; }
  .lhds .home-col { border-right: 1px solid var(--line); padding-right: 48px; }
  .lhds .home-col .prop.home .house-wrap { width: 230px; }
  .lhds .home-col .field { width: 150px; }
  .lhds .home-col .field:last-child { width: 130px; }
  .lhds .rentals-head { border-top: 0; padding-top: 0; }
  .lhds .rh-title { font-size: 18px; }
  .lhds .rh-sum { font-size: 13px; }
  .lhds .skyline { gap: 18px 22px; }
  .lhds .sky .house-wrap { width: 84px; }
  .lhds .sky-n { font-size: 12px; }
  .lhds .income { display: flex; flex-wrap: wrap; align-items: center; gap: 20px; padding-top: 24px; }
  .lhds .income legend { float: left; margin: 0 4px 0 0; font-size: 15px; }
  .lhds .income .chips-income span { min-height: 36px; padding: 9px 14px; }
  .lhds .tax-note { font-size: 13px; }
  .lhds .cta-bar { position: static; background: none; box-shadow: none; padding: 16px 0 0; }
  .lhds .cta-bar .btn { width: auto; padding: 18px 32px; font-size: 18px; min-height: 58px; }
  .lhds .micro { font-size: 13px; }
  .lhds .sum-top { padding: 26px 36px 22px; gap: 8px; }
  .lhds .sum-top .hand { top: 16px; right: 30px; font-size: 28px; }
  .lhds .sum-readout { font-size: 17px; padding-right: 120px; }
  .lhds .sum-body { padding: 26px 36px 30px; gap: 20px; }
  .lhds .gets { font-size: 15px; }
  .lhds .sum-houses { gap: 28px; }
  .lhds .sum-prop:first-child .house-wrap { width: 150px; }
  .lhds .sum-prop .house-wrap { width: 110px; }
  .lhds .cform { padding: 40px 44px; gap: 24px; }
  .lhds .cform h2 { font-size: 28px; }
  .lhds .headline { padding: 28px 28px 8px; }
  .lhds .headline.outcome { padding: 30px 32px 30px; }
  .lhds .headline h2 { font-size: 24px; }
  .lhds .big { flex-direction: row; align-items: baseline; gap: 12px; }
  .lhds .big .num { font-size: clamp(64px, 7vw, 96px); }
  .lhds .headline.outcome .big .num { font-size: clamp(72px, 8vw, 104px); }
  .lhds .big .unit { font-size: 18px; }
  .lhds .card { border-radius: 28px; padding: 36px 48px; gap: 24px; }
  .lhds .panel-grid { grid-template-columns: 1fr 1fr; gap: 40px; }
  .lhds .panel { padding: 24px 28px; gap: 16px; }
  .lhds .panel h3 { font-size: 19px; }
  .lhds .ph-row { gap: 18px; }
  .lhds .figs { gap: 10px 28px; }
  .lhds .explain, .lhds .path .intro { font-size: 14px; }
  .lhds .path .intro { font-size: 15px; }
  .lhds .path h3 { font-size: 22px; }
  .lhds .path-bars { gap: 12px; }
  .lhds .pb .sbar { height: 12px; border-radius: 6px; }
  .lhds .pb small { display: block; }
  .lhds .closing { font-size: 15px; }
  .lhds .flag-houses { gap: 64px; }
  .lhds .fh b { font-size: 17px; }
  .lhds .fh small { font-size: 13px; }
  .lhds .fh .note { font-size: 30px; }
  .lhds .flag-band { padding: 18px 24px; align-items: center; gap: 16px; }
  .lhds .flag-band h3 { font-size: 18px; }
  .lhds .adviser { grid-template-columns: auto 1fr; align-items: center; gap: 28px; padding: 26px 32px; }
  .lhds .faces img { width: 40px; height: 40px; margin-left: -10px; }
  .lhds .adviser h3 { font-size: 20px; }
  .lhds .adviser h3 + p { font-size: 14px; }
  .lhds .disclaimer { padding: 8px 28px; font-size: 12px; }
  .lhds .again { padding: 0 28px 16px; }
  .lhds .band { padding: 88px 0 96px; margin-top: 40px; }
  .lhds .band .tag { font-size: 28px; padding: 14px 28px; }
  .lhds .why-head h2 { font-size: clamp(30px, 3.4vw, 44px); }
  .lhds .why-list { grid-template-columns: 1fr 1fr; gap: 28px 48px; margin-top: 52px; max-width: 1040px; }
  .lhds .faq { padding: 96px 0; }
  .lhds .faq .wrap { grid-template-columns: 1fr 2fr; gap: 56px; align-items: start; }
  .lhds .faq h2 { font-size: 40px; }
  .lhds footer { padding: 48px 0; }
}
@media (min-width: 981px) {
  .lhds .street-top { padding: 32px 56px 30px; }
  .lhds .street-body { padding: 36px 56px 44px; }
  .lhds .sticker { right: 120px; }
  .lhds .contact { grid-template-columns: minmax(0, 1fr) 520px; gap: 64px; align-items: center; padding: 40px 0 60px; }
  .lhds .sum-foot { grid-template-columns: auto 1fr; justify-items: start; align-items: end; gap: 16px; }
  .lhds .sum-arrow { justify-self: end; position: relative; display: block; padding-right: 74px; margin: 0 -60px -6px 0; }
  .lhds .sum-arrow .hand { display: block; font-size: 27px; transform: rotate(-4deg); white-space: nowrap; }
  .lhds .sum-arrow .arrow-down { display: none; }
  .lhds .sum-arrow .arrow-up { display: block; position: absolute; right: 0; bottom: -6px; width: 70px; height: 120px; }
  .lhds .headline { padding-inline: 28px; }
  .lhds .skyline .sky { min-width: 84px; }
}
@media (max-width: 640px) {
  .lhds.is-step1 footer { padding-bottom: calc(48px + 110px); } /* the sticky CTA bar sits over the page on step 1 */
  .lhds .pill { min-height: 44px; padding-block: 11px; }
  .lhds .link { min-height: 44px; padding: 10px 8px; margin: -8px -8px; }
  .lhds .ed-actions .link, .lhds .sh-head .link, .lhds .prop .remove { margin-block: -4px; }
  .lhds .sky { min-height: 44px; }
  .lhds .showall { padding-inline: 14px; }
  .lhds .hero .reviews { display: inline-flex; margin-bottom: 2px; }
  .lhds .hero-legend { justify-content: flex-start; gap: 14px 24px; }
  .lhds .legend-item .house-wrap { width: 44px !important; }
  .lhds .houses.full .prop.home .fields, .lhds .prop.totals .fields { width: 100%; }
  .lhds .rentals .prop.rental .fields { flex-direction: column; gap: 8px; }
  .lhds .rentals .prop .chips { gap: 4px; }
  .lhds .rentals .prop .chips span { padding-inline: 12px; }
}
@media (max-width: 360px) {
  .lhds .rentals { grid-template-columns: 1fr; }
  .lhds .keys { font-size: 10px; }
  .lhds .big .num { font-size: 48px; }
}
@media (prefers-reduced-motion: reduce) {
  .lhds * { transition: none !important; animation: none !important; }
}

/* ---------- motion (none of it runs under prefers-reduced-motion) ---------- */
.lhds .prop .pills { margin-top: -2px; }
.lhds .editor .pills { padding-bottom: 4px; }
.lhds .sheet .pills { width: 100%; justify-content: flex-start; }
@media (prefers-reduced-motion: no-preference) {
  /* a new property draws itself: outline first, then the body, then its details rise in */
  .lhds .is-new .house .outline { stroke-dasharray: 1; stroke-dashoffset: 1; animation: lhds-draw 560ms var(--ease-out) forwards; }
  .lhds .is-new .house .body, .lhds .is-new .house .win, .lhds .is-new .house .door, .lhds .is-new .house .fill, .lhds .is-new .house .lvl-line { animation: lhds-fade 320ms ease 360ms both; }
  .lhds .is-new h3, .lhds .is-new .sub, .lhds .is-new .fields, .lhds .is-new .chips, .lhds .is-new .pills, .lhds .is-new .remove { animation: lhds-rise 380ms var(--ease-out) 220ms both; }
  .lhds .sky.is-new { animation: lhds-pop 460ms var(--ease-out) both; }
  .lhds .row.is-new { animation: lhds-rise 320ms var(--ease-out) both; }
  .lhds .is-leaving { transition: opacity 200ms ease, transform 200ms ease; opacity: 0; transform: scale(.9); pointer-events: none; }
  .lhds .houses.enter { animation: lhds-rise 360ms var(--ease-out) both; }
  .lhds .stepn.is-done .tick path { stroke-dasharray: 1; stroke-dashoffset: 1; animation: lhds-draw 420ms var(--ease-out) 80ms forwards; }
  .lhds .stepn { transition: background-color 300ms ease, color 300ms ease, box-shadow 300ms ease; }
  .lhds .stepn.is-active .n { display: inline-block; animation: lhds-pulse 1.4s ease-in-out 2; }
  .lhds .prop.home, .lhds .rentals-wrap, .lhds .rentals-col, .lhds .income, .lhds .prop.totals { transition: background-color 320ms ease, box-shadow 320ms ease; }
  .lhds .ghost { transition: transform 220ms var(--ease-out), opacity 220ms ease; }
  .lhds .ghost .plus { transition: transform 280ms var(--ease-out); transform-origin: 60px 84px; }
  .lhds .ghost:not([disabled]):hover { transform: translateY(-4px); opacity: 1; }
  .lhds .ghost:not([disabled]):hover .plus { transform: rotate(90deg); }
  .lhds .ghost:not([disabled]):active, .lhds .add-row:not([disabled]):active { transform: scale(.97); }
  .lhds .add-row { transition: transform 160ms var(--ease-out), border-color 160ms ease; }
  .lhds .sheet-backdrop { animation: lhds-fade 220ms ease both; }
  .lhds .readout { transition: opacity 200ms ease; }
  .lhds .hero .reviews, .lhds .hero .hero-tag, .lhds .hero h1, .lhds .hero .sub, .lhds .hero-legend { animation: lhds-rise 560ms var(--ease-out) both; }
  .lhds .hero .hero-tag { animation-delay: 80ms; }
  .lhds .hero h1 { animation-delay: 160ms; }
  .lhds .hero .sub { animation-delay: 260ms; }
  .lhds .hero-legend { animation-delay: 360ms; }
  .lhds .hero-skyline { animation: lhds-fade 900ms ease 300ms both; }
  .lhds .scribble.pending::after { clip-path: inset(0 100% 0 0); }
  .lhds .scribble.pending.in::after { animation: lhds-underline 520ms ease-in-out 520ms forwards; }
  @keyframes lhds-underline { from { clip-path: inset(0 100% 0 0); } to { clip-path: inset(0 0 0 0); } }
  @keyframes lhds-draw { to { stroke-dashoffset: 0; } }
  @keyframes lhds-fade { from { opacity: 0; } }
  @keyframes lhds-rise { from { opacity: 0; transform: translateY(10px); } }
  @keyframes lhds-pop { from { opacity: 0; transform: scale(.6); } 60% { transform: scale(1.08); } to { opacity: 1; transform: none; } }
  @keyframes lhds-pulse { 0%, 100% { transform: none; } 50% { transform: scale(1.18); } }
}
.lhds .pill-wrap { display: inline-grid; justify-items: center; gap: 4px; }
.lhds .pill.bad { border-color: var(--crimson); box-shadow: 0 0 0 1px var(--crimson); background: var(--white); }
.lhds .pill-wrap .err { white-space: nowrap; }

/* ---------- result: how debt stacking works ---------- */
.lhds .how h3 { font-size: 18px; }
.lhds .how h4 { font-size: 14px; margin-top: 4px; }
.lhds .steps { list-style: none; margin: 0; padding: 0; display: grid; gap: 12px; }
.lhds .steps li { display: grid; grid-template-columns: 28px 1fr; gap: 10px; align-items: start; }
.lhds .steps .n { display: inline-flex; align-items: center; justify-content: center; width: 28px; height: 28px; border-radius: 50%; background: var(--navy); color: var(--white); font-size: 13px; font-weight: 800; }
.lhds .steps p { font-size: 14px; line-height: 1.5; padding-top: 3px; }
.lhds .know { margin: 0; padding: 0 0 0 18px; display: grid; gap: 6px; font-size: 13px; line-height: 1.5; color: var(--slate); }
.lhds .know li::marker { color: var(--crimson); }
.lhds .ph-mini-cap { width: 100%; font-size: 11px; color: var(--slate); }
.lhds .explain b { color: var(--navy); font-weight: 700; }
@media (min-width: 641px) {
  .lhds .how h3 { font-size: 22px; }
  .lhds .steps { gap: 14px; }
  .lhds .steps p { font-size: 15px; }
  .lhds .know { font-size: 14px; grid-template-columns: 1fr 1fr; gap: 8px 32px; }
}

/* ---------- talk to an accountant now ---------- */
.lhds .talk-row { display: flex; flex-wrap: wrap; align-items: center; gap: 10px 16px; margin-top: 14px; }
.lhds .talk-row.top { margin-top: 18px; }
.lhds .btn.talk { text-decoration: none; }
.lhds .talk-num { font-weight: 700; font-size: 15px; color: var(--navy); }
.lhds .adviser .talk-num { color: var(--white); }
.lhds .talk-micro { font-size: 13px; color: var(--slate); flex-basis: 100%; }
.lhds .btn.on-navy { background: var(--pink); color: var(--navy); }
@media (hover: hover) and (pointer: fine) { .lhds .btn.on-navy:hover { background: #ff6b86; } }
@media (max-width: 640px) {
  .lhds .talk-row .btn.talk { width: 100%; }
  .lhds .talk-num { display: none; }
}
.lhds .readout .snap, .lhds .sum-readout .snap { display: block; font-size: 12px; font-weight: 700; color: var(--mist); letter-spacing: .01em; margin-bottom: 6px; }
@media (prefers-reduced-motion: no-preference) {
  .lhds .sum-arrow .hand { animation: lhds-fade 420ms var(--ease-out) 520ms both; }
  .lhds .sum-arrow .pen path { stroke-dasharray: 1; stroke-dashoffset: 1; animation: lhds-draw 640ms var(--ease-out) 620ms forwards; }
}