Could switching banks put thousands back in your pocket?
- Your repayment at today’s rates
- The cashback a new bank could pay you
- Whether staying or switching leaves you better off
Rough figures are fine.
How much could refinancing save you?
Pop in a few details and we’ll compare refixing with your bank against switching to a new one. Rough figures are fine.
Your bank gives you one option. We weigh up refixing and refinancing side by side.
No cost to you. Lenders pay us a commission on settlement. Lending criteria, fees and T&Cs apply.
Any questions?
Is this really free?
Yes. Lenders pay us a commission when your loan settles, so there’s no cost to you. Lending criteria, fees and T&Cs apply.
Is this financial advice?
No. The numbers here are general information to help you see your options. Personalised advice comes when one of our licensed advisers calls you.
Can I refinance while I’m still on a fixed rate?
Yes, but your current lender may charge a break fee to leave early. We work out whether the savings and any cashback outweigh it, or whether it’s better to wait until your rate ends.
Will this affect my credit score?
No. Nothing here runs a credit check.
What happens after I submit?
An adviser calls you within the hour (Mon to Fri, 8:30am to 5pm; after hours, first thing the next business day). We compare refixing with your bank against refinancing to another lender, confirm your real rate, cashback and any break fee, and if switching stacks up, we handle the paperwork with the new lender.